Managing your money and budgeting can be a daunting task, even if you’re a spreadsheet ninja. Corralling accounts, watching your money move, and keeping track of everything can be tough, but there are personal finance tools that make the job much easier. Here are some of the best personal finance tools, perfect for keeping track of your finances.

Earlier in the week, we asked you which personal finance tools you thought were the best, easiest, and most feature-rich when it comes to managing multiple accounts, helping you stick to your budget, and giving you a clear picture of your financial health. You offered up way more than we have room to feature here, but here are the five that stood out above the rest.


Mint. Mint is free, web-based, and was one of the first free, web-based personal finance tools to plug in to all of your banks, investments, retirement funds, credit cards, and other financial accounts to quickly give you a complete picture of your financial health. The service is still free, and still great, and supports more banks in more places (although the service still only works in the United States and Canada. If all that Mint did was let you see all of your money, where it’s moving, and what your account balances were at any time, that would be enough, but it does more than that. Mint also lets you draw up a household budget and warns you if you’re not sticking to it, see how much you’re spending on what types of purchases or utilities, set up savings goals, and actually stick to them. Mint doesn’t touch your money itself-it just uses read-only access to show you everything-but it does suggest financial products to you that might save you money in the long run, like lower-interest credit cards or higher-interest savings accounts.

Those of you who nominated Mint praised its mobile apps for iOS, Android, and Windows Phone, and noted its pedigree-the fact that the service is owned by Intuit, the makers of Quicken. We’ve highlighted Mint in the past as well, noting it can make your tax season easier, and make budgeting realistic and easy to stick to. You can read more in its nomination thread here.